Whether you’re facing an unexpected expense or an urgent financial need, our payday loans offer the swift, reliable support you deserve. Say goodbye to financial stress and hello to peace of mind—apply now and get the cash you need today!
Get approved within minutes through our efficient, hassle-free application process.
Apply online anytime, anywhere, with no cumbersome paperwork.
Receive your funds immediately, straight into your bank account.
No hidden fees—clear terms and conditions from the start.
Tailor your repayment plan to fit your budget and lifestyle.
A payday loan is an unsecured short term loan for a period of 1 to 31 days. It is typically based on the amount of your paycheque. It is designed to help meet unexpected expenses or financial emergencies between loan on time pay periods
We have an easy five-step process that can be done online or in person. All you need to provide is the following documentation:
We’re here to help solve financial setbacks with convenient lending options. It’s straightforward to apply, and if you’re approved, you can have the money in your account within one business day.
You are elligible to borrow up to $1500, even with bad credit! Once approved, the maximum allowable advance is up to 50% of your net pay.
We understand that life’s unexpected emergencies require quick funds when you need solutions fast. We offer same day approval which typically takes 1 hour to the next business day to receive depending on your preferred funding method and your financial institution.
we do not require a credit check. We make it easy and fast to apply for the cash you need, any time, day or night. Our 24/7 online loans are designed to get you through until your next payday without any hassle.
A payday loan is an unsecured short term loan for a period of 1 to 31 days. It is typically based on the amount of your paycheque. It is designed to help meet unexpected expenses or financial emergencies between loan on time pay periods
We have an easy five-step process that can be done online or in person. All you need to provide is the following documentation:
We’re here to help solve financial setbacks with convenient lending options. It’s straightforward to apply, and if you’re approved, you can have the money in your account within one business day.
You are elligible to borrow up to $1500, even with bad credit! Once approved, the maximum allowable advance is up to 50% of your net pay.
We understand that life’s unexpected emergencies require quick funds when you need solutions fast. We offer same day approval which typically takes 1 hour to the next business day to receive depending on your preferred funding method and your financial institution.
we do not require a credit check. We make it easy and fast to apply for the cash you need, any time, day or night. Our 24/7 online loans are designed to get you through until your next payday without any hassle.
We’ve designed our process to be as user-friendly and as accessible as possible, making it easier than ever to get the funds that you need! Here’s how our process works:
We’ve created a 100 percent online process from start to finish, so you’ll never have to waste time standing in line or talking to a loan officer. Even better, it only takes 15–30 minutes to fill out our application! Start filling out your application when your favourite binge-worthy show comes on, and you can be done by the time the credits roll.
Most traditional lenders come with a drawn-out approval process, meaning you might be waiting a week (or more!) to know if you’ve been approved. With My Canada Payday, you won’t be left hanging: our quick approval process is designed to give you an answer on the same day that you apply. Many of our borrowers even get approval in 30 minutes or less (which is perfect for those times that you need to pay a last-minute cheque).
Once you’re approved, your loan will be disbursed through a secure EFT bank transfer. If this is your first time borrowing with My Canada Payday, you’ll see your funds in your bank account by the next business day. If you’re a recurring borrower, it’s even quicker—you could be able to use your loan within minutes of approval!
Paying off your loan is just as seamless as getting it. We’ll set up an automatic draft through secure EFT transfer to make it as easy as possible to stay on track with your loan payments. And because payday loans in Ottawa should also be flexible, we’ll work with you to make sure your loan payment schedule matches your financial needs.
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The maximum allowable cost of borrowing per $100 borrowed in Ontario is $15.
Our cost per $100 borrowed is $15.
Your $500 loan for 14 days.
Amount advanced: $500
Total Cost of Borrowing: $75.00
Total To Repay: $575.00, Annual Percentage Rate 391.07%
This information is required under the Payday Loans Act, 2008
For helpful educational materials approved by The Registrar, Payday Loans Act 2008, Please Click Here
